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The core security feature of your investment within Coalesce Point Funds is that the investment is attached to usable assets. Every Fund holds assets of patent pending or patented status with some holding other intellectual assets of trademarks and domain names and others holding land and building assets that are incorporated into that particular Fund as it grows. Every presigned Investment Certificate posted on this site states all current and pending assets within each Fund. The Investor Brochures of each Fund states the percentage claim of the gross revenues that each Fund holds of the assets.
The goal of Coalesce Point Funds is to make investing simple, easy and safe. Instead of providing large quantities of data that is not important to most investors Coalesce Point provides the core data that is needed to make a wise decision. This core data involves the Investment Certificate, the Investor Brochure and the Market Operational Sheet (which is uniform for all Funds). Each of these documents are pre-signed by the Intellectual Property Holder and assets (CLY Intellect) and notarized. These documents are scanned and posted on this site under each open Fund.
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Contained within each Investment Certificate is the 7 Point Verification. These 7 points of Intellectual Property asset verification are the foundation to giving any Investor whether an individual or business the confidence of knowing that certain Intellectual Property protected steps have been taken. These documents are scanned and posted on this site under each open Fund. These 7 points are:
1. U.S. Patent Pending Filing (Provisional Patent), or Patent Filing (Non-Provisional Patent)
2. Trademark Establishment
3. Investment Certificate & Brochure Notary (Bank)
4. Internet Domain Names
5. U.S. Postal Service Delivery Info to U.S. Patent and Trademark Office
6. U.S. Postal Money Order Receipts
7. Internet Transaction Verification (Paypal, etc.)
1. U.S. Patent Pending Filing (Provisional Patent), or Patent Filing (Non-Provisional Patent) - This is the filing receipt and documents that are sent to the United States Patent and Trademark office.
2. Trademark Establishment - Trademarks are established upon use in a public offering of the product or service for purchase. When each fund opens the trademark is simultaneously established by either an ad or through state or federal registration.
3. Investment Certificate & Brochure Notary (Bank) - In order for Investors debt claim of the assets of each Fund to be established an Investment Certificate is issued. Because Coalesce Point seeks efficiency, instead of sending each Investor a newly signed stock certificate upon each investment, a presigned notarized Investment Certificate is publicly posted. This certificate in conjunction with each investment transaction number (check, money order, cashiers check, bank wire, internet, etc.) locks in and solidifies each investment debt claim. In general the notary will be a FDIC member bank employee or a state registered legal firm which will be identified on each certificate.
4. Internet Domain Names - In general trademarks are established first by the .com. Each investment is not only linked to the Intellectual Property and Trademarks or a Fund but internet domain names also. You can check the internet registries for ownership verification which is called the Whois database. You can visit Internic or go to any domain name provider and type in the domain found on each investment certificate.
5. U.S. Postal Service Delivery Info to U.S. Patent and Trademark Office - You can view the delivery information of each delivery to the United States and Patent Trademark Office and the United States Postal Service web site, usps.com in which the Express Mail tracking number is located on each Investment Certificate. (after this posting expires a copy will be posted on this site.)
6. U.S. Postal Money Order Receipts - Patent applications to the Patent Office are only valid with proper payment. A black and white copy will be posted for your viewing. This payment verification is listed on the patent receipt.
7. Internet Transaction Verification (Paypal, etc.) - Coalesce Point seeks to put in place every security feature that will give assurance to each Investor. When making a payments through the internet Coalesce Point currently uses Paypal. In order to achieve the Paypal verified seal, ownership of a U.S. bank account must be determined (banks have some of the highest industry verification standards).
Frequently Asked Questions
1. How do I know if Coalesce Point’s invention’s are original and new? Before any invention is placed into a Fund it is thoroughly researched to find out if another development within its scope and function exists. Searches are made in the U.S. Patent and Trademark Office at uspto.gov, through search engines, catalogs, technical papers and other databases. You have the ability to search the same sources so that you can feel confident in your investment. Also upon any filing of any patent application, the U.S. Patent and Trademark office requires that an Declaration of Oath be signed stating that the applicant is believed to be the original inventor and is subject to perjury. To compensate any Investor in the event that revenues can’t be derived from the particular Intellectual Property or a modified version of it there is the Principal Guarantee which derives revenues from the surpluses of the Funds. In this case the Fund moves into what is called IP Duplicate the Investor will receive a return of at least 7 percentage points over the annual inflation rate for each year that the principal is invested. Currently the annual return will be 15% since inflation is at 8% per year. Many of the Funds will have a company that is operated separately of the Fund that licenses the Funds technology. If a patent infringement suit is brought against the Fund holding the technology and prevails then the company (which is now branded in the marketplace and has value) will seek to license the third party’s technology and thus continue to provide revenues to Investors via the Fund Operator. Thus your principal is 100% protected by all the Funds and your Interest is protected by company revenues.
2. When Coalesce Point gets a prototype and some contracts then I will invest? Coalesce Point’s Fund structure is to allow investors to get in on a ground floor opportunity. This means that the after the patent pending is obtained the fund may become open to Investors. When a patent pending is obtained this means that the development is deemed functionally, manufacturing and market feasible. Because each Fund’s interest rate is related to the stages of manufacturing by the time the prototype is presented to the public the rate will be at its lower end. On each development in each Fund there will exist enough information that you or someone you know skilled in such area will be able to determine if such development is possible. This information will be in general diagram plans, calculation formulas and software. Getting a third party opinion is for your peace of mind. Coalesce Point does not open a Fund for investment unless it is confident in following through with development.
3. Me or the company I work for would like to invest but we only invest in equity positions to protect our investment and to maximize profitability. Can we set up individual contracts? Coalesce Point operates on a highly efficient, secure and investor profitable platform. After much analysis Coalesce Point has deemed that the equity model is not in the best interests of itself or its Investors. This ranges from both legalities and control issues. For each Fund there is one simple and clear fund universal contract (Investment Certificate) for all investors of any investment amount. This gross revenue model is the most secure and most profitable model because Investor’s get a number called the “Investment Point” in which all they need is the monthly gross revenue figure to calculate their due amount. Coalesce Point does not accommodate custom contracts. When one invests in equities you take on the risks (and sometime liabilities) of a company. This means that because you are an owner (per se) you sometimes enjoy the profits (if dividends are paid) and accept the losses. Because of this your principal investment is subject to loss through market trading and subject to permanent loss through a bankruptcy where the creditors come first. At Coalesce Point your principal is 100% protected. From a definitve standpoint the fact that your claim is on the gross revenues for a period of time and you have voting rights you could say that Investors have a Term Equity position in a Fund.
4. Does Coalesce Point have a Board of Directors and Corporate Structure because this is what we are use to investing in? Coalesce Point operates on a super efficient and profitable structure and seeks to limit the amount of conflicts and barriers to efficiency. If there were these boards and corporate structures in place then this would not be the highest yielding market around. The nature of boards and corporate structures is to maximize profitability. With this said, a board would be in conflict on whether to offer the high rates that Coalesce Point offers because the investing public would surely accept a lower rate like 20% annual returns or lower. Coalesce Point operates on the best Fund and Market structure that currently exists and investor protection is paramount because the structure was designed to benefit Investors and not third party entities.
5. If Coalesce Point does not have a Board or Corporate Structure then how does it operate? Coalesce Point utilizes a proxy board and corporate structure. This means that everything is sourced out to consultants and manufacturers. From marketing, to engineering to manufacturing to enforcing patent rights, everything is sourced out. This frees Coalesce Point from having to deal with labor, management and market conditions and in the long run saves the Fund much money. This extra capital savings and liability transfer translates into higher operating efficiencies and trickles down to Investors in the form of higher investment returns. So in essence Coalesce Point uses other companys’ Boards and Corporate Structures since these are needed to democratically operate in the marketplace.
6. How can I be assured that revenue is possible and continuous? There is a feature call Operational Administration to satisfy this area. This feature allows every single investor to vote through this site a new Operations Manager or Firm. The Operator’s main focus is marketing. Because Investor returns come off of the gross revenues all other areas are mainly input areas for efficiency like manufacturing which is related to marketing in terms of market perception and quickness to market. Each Fund has specific statements in regards to which Operational Administration votes are available and are all based on the principal and interest return. For example the Principal Operational Administration vote can occur if the principal (which is paid first before interest) is not returned at a rate of at least 30% of the principal within 2 years of Fund opening. 10% will be added per year. So lets say that in the 15 month from fund opening that less than 30% return of the principal was received then any investor can initiate the Operational Administration vote with each vote equaling one share. The Interest Operational Administration vote works the same way with different minimum annual rates. So the more shares you own the more your vote is worth. When this happens any person or business entity can post their qualifications and accomplishments in a designated section on this site and vote. They will also post a plan which outlines their means to more revenue. Investors should take all of these aspects as well as the date the plan was posted (for first idea credit) into consideration when voting. The administrator is paid from a percent stock claim of the gross revenues resulting in a performance based model. Depending on the Potential Administrator’s plan certain amounts of capital (mainly for marketing) will be needed and will be derived from a percentage of the there compensation or if in the plan a percentage of the amount going to investors with this percentage not to exceed a predetermined percent which is posted on each Fund’s documents (the investor’s debt in the fund remains the same it is just reduced for a period to help with the execution of the new administrator’s plan (if any)).
7. Do you have an exit strategy for Investors? Yes. There are 2 different exit strategies.
1. Coalesce Point Buyout: This occurs only after a particular Fund closes for investments. This early cash out fund is funded every month with all investors who apply dividing the fund equally each month. Investor’s can take either a reduction in their total return or a interest loan (interest taken from future stock).
2. Sell it. The amount of stock and the price you sell for will be posted in a market on this site. For example lets say that you purchased 200 shares (all shares are $5) for $1,000 at 100% annual return for 5 years. Your total return per share is $25 (500% x $5). So in order to break even your minimum selling price is $5 (or lower if you wish to sell at a loss or if you made money on previous shares to offset the loss). You can post the shares (any amount) for $7.50 or a gain of $2.50 per share for a profit of $500. Depending on when you sell there is a per share fee associated with it. A higher fee if the Fund is open and receiving investments and a lower fee if the fund is closed to investments. The fees are listed in each Fund’s documents. For security purposes Coalesce Point does not recognize debt transfers outside of this market structure.
8. Why when I make an investment it is made out to the Fund Operator/Assets Owner instead of a company? There are several reasons. First Coalesce Point has studied that any investment in a company is subject to loss because a company’s creditors are always in line before investors in the event of bankruptcy. With Coalesce Point you hold the status of both an Investor and a Creditor which is the combination of voting rights and revenue linked monthly payouts respectively. Second on most if not all investments in a company the investors only receive moneys on profits. Since profits are determined by the revenues, expenditures and debt payments of a company it is an unknown variable which is subject to manipulation. Coalesce Point makes monthly payments to Investor accounts off of the gross revenues. And third all of the assets as a protection mechanism are in the Fund Operator/Owner name and is then licensed to a company. Depending on the asset a connected company will license it or it will be licensed to third party company(s).
9. Finally I need a prospectus? A prospectus is for companies with equity shareholders which in general states the current position, financial capacity and future growth of a company. In essence the health of a company. What Coalesce Point uses is the Investment Certificate, the Investor Brochure and the Market Operational Sheet. Although some may find it hard to believe but these 3 pages present just as much information as a 20 page prospectus. Coalesce Point has understood from its current Investors that simplicity and direct to the point information is desired and large quantities of elongated information is not.
1. Investor Brochure
2. Investment Certificate - The Investment Certificate is the document that states all the current and pending assets and lists the patent pending and patent numbers as well as trademarks and internet domain names which you will have a claim on.
3. Market Operational Sheet
The number one demand is what are my returns and how will I get my money back. Coalesce Point presents everything clearly in a simple and easy to read manner.
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